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You get 1% cash back when you make a purchase and an additional 1% back when you pay the balance of that purchase on your credit card bill.
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Up to 2% Cash Back on All Purchases: As mentioned above, there are no spending limits or purchase category requirements to earn the cash back rewards for this card.Welcome Bonus Offer: For a limited time, earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening. Let’s take a look at the fine print to examine some of the card’s perks and drawbacks: You just need to make the minimum payment each month for the purchase to remain eligible for the back-end 1% reward.Ĭiti® Double Cash Card – 18 month BT offer: Specs and Perks You can earn your additional 1% reward even if you pay over time. There is no spending cap for cash back earnings, and you do not have to spend in a certain category to earn your 1% reward. Cardholders can earn as much as 2% cash back on their purchases by earning 1% when they make a purchase and an additional 1% after paying for those purchases. The Citi Double Cash Card is a rewards credit card that rewards customers both when they spend and when they pay their bill. What Is the Citi® Double Cash Card – 18 month BT offer? And we’ve determined that it’s one of the top choices as an everyday spending card thanks to its steady return on every purchase you make.Īs you’re making your decision on whether this card is a fit for you, please use this review in conjunction with Clark Howard’s 7 Rules for Using Credit Cards. We’ve compared the Citi Double Cash Card to the best cards in this segment of the market. Team Clark has spent time evaluating the credit card market in several categories including the best cash back credit cards. In this review, we will explore the features of the Citi Double Cash card that enticed Clark, and I’ll compare it to a major competitor in the cash back credit card market. “The best cash back cards pay 2%, and this is one that I’ve recommended for years,” Clark said. In fact, he likes it so much that he decided to add it to his wallet after years of talking about it.
CITI DOUBLE CASH FOREIGN TRANSACTION FEE FULL
Money expert Clark Howard gives the card his full endorsement. You get 1% cash back when you make a purchase, and then unlock an additional 1% cash back when you pay your bill. The beauty of the Double Cash card is the simplicity of its rewards program. With a straightforward cash back policy that can net you up to 2% on every purchase, this card tops Team Clark’s list of cash back credit cards.
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If you want rewards for your everyday purchases but aren’t keen on keeping up with all the rotating bonuses or spending categories, the Citi® Double Cash Card – 18 month BT offer might be a card to consider in 2022.